SERVICES
Financial Modeling
Forecasting, valuation, and scenario models built for real decision-making.
Data & Dashboards
Executive dashboards that turn complex data into clear, actionable insight.
Credit & Risk Analytics
Portfolio analysis, exposure tracking, and risk reporting to support better decisions.
CASE STUDIES
Enterprise Real Estate Appraisal & Valuation Model
Designed and built a fully integrated appraisal and valuation model for a 550+ property portfolio, combining multi-year DCF modeling, scenario stress testing, and automated validation controls. Delivered a single source of truth for investment analysis, improving valuation consistency, risk visibility, and decision-making across the portfolio.
Real Estate Portfolio Analytics & Performance Optimization
Developed an interactive analytics solution to evaluate a multi-property real estate portfolio, integrating financial modeling with dynamic dashboards. Enabled visibility into cash flow trends, cap rates, risk exposure, and asset-level performance to support more informed investment and credit decisions.
Credit Risk Stress Testing & Portfolio Strategy Model
Developed a comprehensive credit risk analytics framework to evaluate portfolio performance under multiple economic scenarios. Combined stress testing, vintage cohort analysis, and loss forecasting to identify risk concentrations and inform strategic actions across underwriting, pricing, and collections.
About Me
I’m a financial analyst and data consultant with over 20 years of experience across banking, lending, and financial services.I design financial models, dashboards, and analytics solutions that help organizations better understand performance, manage risk, and make more informed decisions. My work focuses on turning complex data into clear, structured insights that executives can act on with confidence.My background combines institutional experience (Wells Fargo, Merrill Lynch, Regions, and Arvest) and independent consulting, with a strong focus on credit risk, portfolio analytics, and financial modeling. I’ve built solutions used to support lending, pricing, and investment decisions across large portfolios.I hold an MBA and a Master’s in Business Information Systems & Analytics, and bring a practical, disciplined approach to every project—prioritizing clarity, accuracy, and usability over unnecessary complexity.After more than two decades in the United States, I now split my time between Memphis, TN and Lisbon, Portugal. I also have a background in art history and photography, which influences how I approach structure, design, and the presentation of data.I work with clients who value precision, thoughtful execution, and results that drive better decisions.
